Terms, Conditions and Privacy Policy



The use of this web site is intended as a tool only to obtain information on financial products from other companies in the UK. The contents of this web site should not be taken as professional advice, or recommendation of any product or service offered by the companies providing such products or services. This web site, including its management and staff, disclaims liability for any loss, howsoever caused, arising directly or indirectly from the use and content of this web site. The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts or arrangements.

Advertisers and Cookies
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

Personal Information
No personal information is collected by this web site from visitors to the this website or when viewing pages, unless someone registers with the site. Persons who register to have information emailed to them periodically can rest assured that their details will be used by this web site only and will not be passed to any 3rd parties period unless stated on registration.

External Links
This site contains links to other sites. This web site is not responsible for the privacy practices, actions, or the content of such Web sites.

 

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Rob's Corner
Rob's Corner - HInts, Tips, News and Views from our own Rob Barwell.
Hints, Tips, News and Views from our own Rob Barwell.Go
Competitions
1. Any entries received outside of the Competition Period will be deemed invalid.
2. All entrants must be over 18 years of age at the date of entry and resident in the UK. The eligibility of any entrant is at the sole discretion of the Promoter.
3. Employees, families or agents of the Promoter or any of its associated companies are not eligible to enter the Competition. Only one entry per person is permitted.
4. NO PURCHASE OF ANY SORT IS NECESSARY to enter this Competition. However, you may be required to register yourself, free of charge, on the Website in order to enter. Entries to the Competition should be submitted in accordance with these terms and conditions via the Website.
5. All entrants to the Competition must answer any Competition question correctly and submit their entry via the Website. The Promoter shall be under no obligation to ensure the accuracy or fairness of the questions posed to competitors.
6. The Prize Winner will be notified as soon as is practicable after the end of the Competition Period. The decision of the Promoter is final and no correspondence will be entered into. If a Prize Winner fails to respond to correspondence from the Promoter and/or fails (for whatever reason) to claim his/her Prize within 14 days of receipt of the Promoter’s notification that he/she has won a Prize, the Promoter shall be entitled to select an alternative prize winner and the Prize Winner who has not responded will not be entitled to a Prize or any alternative.
7. The Prizes are subject to availability and the Promoter may, at its sole discretion, substitute the Prize or prizes of a similar nature and/or comparable value. The Prize Winner may not request or be entitled to a cash alternative to the Prize and the Prize is non-refundable and non-transferable.
8. The Promoter accepts no responsibility or liability for any lost, damaged or incomplete entries and all such entries will be deemed invalid. Proof of entry shall not be proof of delivery or receipt. Only entries received in accordance with these terms and conditions will be acceptable.
9. Proof of age may be required before the Prize is awarded to the Prize Winner. Before the Prize is awarded, the Prize Winner may be required to sign a statement of eligibility and liability/publicity release.
10. By entering the Competition, all entrants are deemed to accept these terms and conditions. The Promoter may, at its sole discretion, change the dates of the Competition Period.
11. The terms and conditions of any third party supplier may apply and must be accepted and complied with by the Prize Winner.
12. The Promoter will keep details of all entries made on a database. By entering the Competition entrants allow the Promoter to use this information to send information to the entrant. The entrant may stop the receipt of this information by advising the Promoter via email. No details will be passed to other companies.
13. On submitting an entry, each entrant irrevocably and exclusively grants and assigns to the Promoter with full title guarantee the entire copyright and all other rights of whatever nature in its entry for the full duration of such rights throughout the world.
14. The Promoter hereby excludes all liability for any loss, damage, cost and expense, whether direct or indirect, howsoever caused in connection with the Competition or any aspect of the Prize.
15. These terms and conditions are governed by and construed and performed in accordance with the laws of England and Wales, whose courts shall be the courts of exclusive jurisdiction.

Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage or other loan secured on it.

Spread betting and CFD trading
Typically require the deposit of a small percentage of the total trade value. As the financial outcome is determined by the price movement on the total trade value, profits and losses can quickly exceed the initial deposit. Ensure you understand the risks as these products are not suitable for everyone. These products are only intended for people who are over 18. This web site, including its management and staff, disclaims liability for any loss, howsoever caused, arising directly or indirectly from the use and content of this web site.

Shares
If You Buy Shares Online. The price and value of investments and their income fluctuates: you may get back less than the amount you invested. Remember that how an investment performed in the past is not a guide to how it will perform in the future. If you are in any doubt about investing in these types of investments, you should consult your financial adviser. This web site, including its management and staff, disclaims liability for any loss, howsoever caused, arising directly or indirectly from the use and content of this web site.

If you require any further information please contact us.

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The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts or arrangements. Your home may be repossessed if you do not keep up repayments on your mortgage or other loan secured on it.